Our Process

Assess your current situation

At Karis Jones Wealth Management, LLC, the financial plans we develop for our clients are tailored to each client's individual goals and objectives. The first step in creating your plan is a comprehensive discussion and evaluation of your financial position including retirement, insurance, tax, education, and estate planning needs. As we progress in clarifying your needs and objectives we will bring into consideration your resources, risk tolerance, and time horizon. With a practical understanding of your financial picture, we can then perform a more in depth evaluation of your current financial course, uncover the areas that need improvement, and begin the process of designing a plan to manage your goals.

Develop a Plan and Make Recommendations

With the foundation of your financial picture as a baseline, we take an independent and objective approach to the development of your financial plan. Our alignment with broker/dealer LPL Financial, the largest independent broker dealers in the country*, we deliver the best of both worlds access to quality products and asset managers and the personal attention of a dedicated one on one client/advisor relationship with Matthew W. Karis & Robert P. Jones III, our CERTIFIED FINANCIAL PLANNERS^™. 

After careful consideration of all the moving parts of your financial picture and objectives, we work in tandem with our clients to detail the plan, that will help you manage your financial goals. Through the process of developing your plan one of our top priorities is listening to and understanding our clients concerns, maintaining clear and meaningful conversation, and many times translating what may seem like financial jargon into concepts that are more easily understood. After a diligent review and understanding of plan risks, benefits, and expectations, we can move toward the implementation of your plan.

Implementation

A comprehensive financial plan can have many moving parts and as such its implementation may be a multi-stage process. It is important that each stage of plan implementation be clearly communicated, that the rationale and goal of each step are understood, and that each stage of the plan is implemented at a pace at which you are comfortable. You should never feel rushed or pressured to make financial planning decisions. Your comfort level and confidence in making a financial planning decision is as important as the decision itself.

Ongoing management and review

Once implemented, the most important key to a comprehensive financial plan is that it stays on track. As time marches on and life inevitably changes so should your financial plan. Life developments including job changes, inheritances, new members of the family, death, legal settlements, marriage, or just getting older will impact you and your family's financial picture. It's the evolution of your financial world that makes the continued analysis and adjustment of your plan of the utmost importance. Whether it's a quick phone call to touch base, or a face-to-face comprehensive plan review, we highly value the regular communication we have with our clients to stay on top of changes to their financial picture and update their plans accordingly.

*As reported by Financial Planning Magazine, June 1996-2018, based on total revenue.